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Friday, February 14, 2014

Tips on Saving Electricity and Lowering Your Electricity Bill

From TheFamilyHandyman.com


Get smart metering: Save up to $140 a year


Time-of-use meter
Time-of-use meters replace the existing meter and attach to the meter box.
They enable you to pay less for electricity used at certain times of the day. 

Photo courtesy of Central Hudson Gas & Electric Corp.
Smart metering programs vary among utility companies, but the basic idea is the same: The utility installs a special “smart” meter that tracks how much electricity you’re using. The utility uses that data to make sure its power grid doesn’t get overloaded and cause blackouts. If the grid nears capacity, the utility can shut off major appliances in homes for short periods of time (such as 15 minutes per hour). Not all companies offer smart metering, but some do and many others are considering it.
What’s in it for you? Money! Some programs pay for signing up. Others let you view your home’s usage online in real time so you can better manage your electrical consumption. Others let you choose “real-time” or “time-of-use” pricing that allows you to pay less for electricity that’s used during off-peak hours (for example, on weekdays from early afternoon until 8 p.m.). These plans reward you for using electricity when it’s cheapest. Smart metering makes the most sense if you’re away from home all day—you won’t notice or care if things get turned off (although it’s a good idea for everyone else too!). According to SRP, a power utility company, the plans cut 7 percent off your bill, which is $140 for the average $2,000 yearly energy bill. Check with your local company to find out what smart metering programs are available in your area.

Thursday, February 13, 2014

Miami historic preservation board to take up fate of Tequesta circles

MIAMIHERALD.COM


Days before a meeting that could decide the fate of the newly discovered prehistoric Tequesta Indian village remnants in downtown Miami, historic-preservation officers for the city and Miami-Dade County have come out in favor of saving the entire site.
The official boost for preservation of the 2,000-year-old village site, regarded as one of the most significant archaeological finds in the country, puts the city and county at odds with the owner of the property, MDM Development Group, which plans to erect a hotel and commercial complex over it

Read more here: http://www.miamiherald.com/2014/02/12/3930806/miami-historic-preservation-board.html#storylink=cpy
On Friday, MDM will ask the city historic preservation board to approve its plan to salvage one of the circular arrangements of postholes uncovered at the site — believed to be the foundation for a large Tequesta dwelling — by cutting it out of the bedrock and putting it on display in an adjacent “plaza” that would be tucked between two high-rise structures.
The plaza would also hold steps and brick veranda footings from industrialist Henry Flagler’s 1897 Royal Palm Hotel, which gave rise to the city’s founding. Those items were also unearthed at the site. Doing more would be too costly and disrupt lease agreements already in place, MDM says.
But preservationists, who have dubbed the site the birthplace of Miami, are instead calling for a redesign of the project to salvage and exhibit in place most of the archaeological finds.
They say removing the circle and displaying it out of context is inadequate, especially given the most recent discoveries at the site. Those include seven other such circular features, hundreds of additional postholes arranged in linear fashion, thousands of Tequesta artifacts, and the original rocky shoreline at the point where the Miami River and Biscayne Bay once met, a spot long ago obscured by fill.
Archaeologists postulate that the linear elements represent the foundations for boardwalks or walls, and believe the site represents a significant chunk of a rustic village that the Tequestas were previously known to have continuously occupied for more than 2,000 years. The last members of the tribe left for Cuba after the Spanish surrendered Florida to the British in 1763.
The preservation officers instead are backing alternate proposals, some developed in cooperation with MDM, that would pull back the development’s footprint so that the building either sidesteps or is cantilevered over the archaeological site, which occupies roughly half the two-acre property. That approach, they say, strikes the right balance between the site’s importance and the property owner’s development rights.
Preservationists have cited numerous cases in Europe in which ancient or historic sites are preserved and displayed under or inside new developments, serving both to attract and educate visitors. One local example: the expansion of the historic Surf Club, in which a new eight-story hotel structure is partially suspended over the facility’s original main building.



Read more here: http://www.miamiherald.com/2014/02/12/3930806/miami-historic-preservation-board.html#storylink=cpy
“We recognize it’s a difficult position for everyone involved,’’ said Miami-Dade preservation chief Kathleen Slesnick Kauffman. “We encourage any redesign option that fully preserves the site so it can properly be interpreted for public use and enjoyment.’’
The idea of removing just one circle — conceived of long before the newer circles and linear features were identified in recent months — is no longer appropriate, she said.
“It’s a game-changer with what’s been found,” she said. “You have the evidence of an entire village, not just one feature. It’s like Stonehenge. Would you would take one of the monoliths, remove it and say, ‘OK, we saved it’?’’
What’s unclear is precisely what the city preservation board, which has legal authority over archaeological and historic sites, could do about the competing ideas. The only item on its advertised agenda for Friday is whether to approve or reject MDM’s plaza plan.
But the board could also ask the city preservation officer, Megan McLaughlin, to take preliminary steps toward designating the site as historic, including a study of its merits. The designation would not prevent MDM from building but would effectively require a redesign to protect all or most of the village site. That redesign would have to be approved by the preservation board.
In a report released this week, preservation officials note that the original development approvals issued to MDM in 2002 included a condition under which the developers agreed that the city board could require preservation of any significant archaeological findings on the site, which is located within a broader area that has long been designated as an archaeological zone.
But MDM officials, who helped develop some redesign scenarios, say all would be too costly or impractical. MDM has received various zoning and development approvals for the MetSquare project, the fourth and final phase of its massive MetMiami development — but not a building permit.
The report cites MDM as saying that any delays or redesigns would imperil signed agreements with cinema, hotel, and restaurant operators and put the viability of the entire project in question.
Another option, the report says, would be to purchase the entire site from MDM. That’s the route the state and county took in saving the Miami Circle, believed to be the foundation of a ceremonial Tequesta structure, on the opposite side of the river from the village site.
The state bought the Miami Circle site for $27 million from a developer, and eventually turned it into a park. But the circular foundations themselves were reburied for protection from the elements because there was no money to exhibit it properly, a resolution no one appears to want to repeat this time.
“We do not want to see another Miami Circle scenario,’’ Slesnick Kauffman said.
The MetSquare site, which unlike the Miami Circle site is not on the water, is valued at just under $10 million by the county appraiser’s office. But its selling price could be significantly higher, and financially strapped local governments are unlikely to spring for it.




Read more here: http://www.miamiherald.com/2014/02/12/3930806/miami-historic-preservation-board.html#storylink=cpy

Wednesday, February 12, 2014

Men and women fall in love with a home differently


SAN JOSE, Calif. – Feb. 11, 2014 – Realtor.com® released the results of its Home Crush Survey, which studied the way men and women react to homes on the market.

Realtor.com defined a “home crush” as a listing that a consumer likes and looks at more than once online or in person. The survey ran on realtor.com from Jan. 9-20 and found that more than 1,000 respondents reported having a home crush.

“We conducted the survey to see how searching for ‘the one’ in real estate correlates to searching for ‘the one’ in love, and we found that they’re very similar,” says Barbara O’Connor, chief marketing officer at realtor.com. “Buyers have to evaluate crushes based on turn-ons and -offs, and whether the home is in their league, so they often find themselves spending a good amount of time checking out their crush online.”

Overall, 69 percent of those surveyed said that they developed a house crush, and 31 percent did not.

“According to our data … men and women prioritize differently,” says Leslie Piper, consumer-housing specialist at realtor.com. “Men are more likely to move from one crush to another on a weekly basis and consider a garage an important home feature. Women tend to find a new home crush on a monthly basis and swoon for updated appliances and fixtures. However, the survey found that women and men share some common ground in that outdoor living spaces topped the list as the attribute most likely to make them fall in real estate love.”

Piper says it’s important for buyers to start with a short list of deal breakers. In real estate buying as in romantic love, it’s possible to fall for a house that isn’t ideal once owners strip away that initial emotional connection.

Overall, women are more likely to cultivate crushes on homes that are out of their league financially. Of the women included in the survey 41 percent said that their home crush was out of their price range, but only 30 percent of men said the same thing.

Men and women’s timeline

Of the women included in the survey:
• 29 percent said they cultivate a new house crush weekly
• 26 percent develop a new house crush monthly
• 17 percent develop a new crush quarterly

Of the men included in the survey:
• 36 percent said they find a new house crush weekly
• 19 percent establish a new house crush monthly
• 15 percent develop a new crush on a house quarterly

Top attributes that make consumers fall in real estate love

Of the women included in the survey:
• 54 percent said outdoor living spaces
• 42 percent open floor plans
• 29 percent curb appeal
• 29 percent updated appliances and fixtures

Of the men included in the survey:
• 46 percent said outdoor living spaces
• 40 percent garages
• 35 percent curb appeal
• 30 percent open floor plans

© 2014 Florida Realtors®

Tuesday, February 11, 2014

Mariah Carey & Nick Cannon List Bel-Air Home

AUTHOR:CATHERINE SHERMAN
ZILLOW BLOG

Celebrities like their privacy, but singer Mariah Carey and husband Nick Cannon also put a premium on entertaining space. The couple’s Bel-Air home has a double-gated entrance with room to park more than 20 cars and space to accommodate hundreds of guests.
The 7-bedroom, 9-bath estate at 3130 Antelo Rd, Los Angeles, CA 90077 is now on the market for $12.995 million, the Real Estalker reports.
The home is an eclectic mix of styles with a Moroccan-style room — where Cannon reportedly proposed — a formal living room and grand “Aspen” room reminiscent of a high-end ski resort. The property features views of Stone Canyon Reservoir, downtown L.A. and beyond.
According to property records, the couple purchased the home under a trust in 2009 for $6.795 million. Compared to median Bel-Air homes, it’s now 387.6 percent more expensive and priced 33.1 percent more per square foot.
An indoor basketball court, jetted tub and dining room fireplace are a few of the home’s luxurious amenities. An elegant baby nursery for the couple’s twins, Monroe and Moroccan, is also a highlight.
The listing is held by The Agency’s Jordana Leigh. A buyer can expect a monthly payment around $50,475, assuming 20-percent down on a 30-year-fixed mortgage.

Monday, February 10, 2014

Tips on Saving Electricity and Lowering Your Electricity Bill

From TheFamilyHandyman.com

Change furnace filter: Save up to $60 a year


New filter
Label filters with the month they'll be used, to help you remember to change them.
Keeping your furnace (gas or electric) tuned up has two big benefits: It makes the furnace run efficiently and it prolongs the furnace’s life span. And you can perform the annual tune-up yourself in about three hours.
Change the filter every month of the heating season (or year-round if the filter is also used for A/C). Be sure you insert the new one so it faces the right way. The filter protects the blower and its motor; a clogged filter makes the motor work harder and use more power.

Sunday, February 9, 2014

Deciding Between Home Loans

MortgageRegardless of whether you’re buying your first home or your tenth home, choosing between the various available home loans takes considerable time. Even when you have an idea of what you need, your mortgage lender might make a suggestion that changes your mind. In order to get through the home buying process with as little headache as possible, ask yourself three questions to help you decide which loan option is best for you.

Home Loans - What are you looking for?

The obvious answer to this question is that you want to buy a home or you wouldn’t be shopping for home loans. Dig deeper to answer this question because much of your decisions rests on the answer. Think about how long you plan to stay in the home. Consider how your housing needs might change if your family grows.
For example, a borrower who wants to stay in the home for five to seven years might want different home loans than someone planning to live in a home the rest of their life. The former borrower can take advantage of the low interest rate on an adjustable rate mortgage, while the latter may want the payment security of a 30-year fixed rate mortgage.
Do you like the interest rate?
While the interest rate is not the sole factor for you to consider in the mortgage process, you should be comfortable with the rate you’ll pay. Eliminate home loans from consideration with rates higher than you wish to pay. Remember to stay somewhat flexible on this matter if the other terms make up for the higher rate. As long as your contract does not stipulate a prepayment penalty, you can cut your total interest expense for the home by making extra payments and paying off the loan early.
Can you afford the payments?
No matter what desirable features home loans may throw at you, the bottom line is that you must be able to afford the payments. This includes the potential payments if your interest rate is variable. Even when you don’t anticipate staying in the home long enough to experience a rate increase, make sure you can still make the payment at the higher rate. You may not ever have to pay the higher price, but it’s good to know you can in case something derails your future moving plans
From the Superpages.com

Saturday, February 8, 2014

Whitney Houston's N.J. Manse Returns to Market For $1.5M

by Amy Schellenbaum
CURBED.COM

In 2009, pop queen Whitney Houston listed the New Jersey mansion where, upon being built in '92, she married Bobby Brown. Now, some five years after it first listed and another two since the singer's death, the house remains treading water on the market, with fairly unflagging interest coming from everyone—see the robust comments section for previous coverage—except, of course, qualified buyers. The 12,600-square-foot spread now asks $1.5M, or 60 percent of its initial $2.5M ask. The listing boasts lots of wooded property, a tennis court, and a pool, as well as a suite of pseudo bragging rights: Bravo's reality series Being Bobby Brown was shot here, and listing photos reveal an oh-so-1992 interior, with vertical louvre blinds sweeping across the circular perimeter, glass blocks in the bathroom, and a custom built-in bed on a taupe carpet platform. Photos, below.